3 cycle or 1 cycle?

One of the hardest decisions to make about IVF was how in the heck to pay for it. We could pay out of pocket, but didn't want to drain ourselves. Also, do you pay as you go, or try to do one of the package deals with refund? I spent days researching, and then we were forced to make a decision. Ultimately, we decided to use our local instead of taking advantage of the cheaper/lower success rate clinic in Dallas. It's scary to think about spending so much with no guarantees, but we didn't really want to commute that far, that many times. So, we're gambling and praying that it works out.